Open your account by depositing $25 to a primary share account at the credit union and become a member. Membership gives you access to all other Credit Union services. Increases to your account can be done by payroll deduction, direct deposit, automatic clearing house (ACH), mail, mobile remote deposit, over the counter at either of the credit union offices, or any shared branch location.
Open a Christmas Club account to start saving for the busy holiday season, or a Vacation Club account to go on your dream getaway. Your Club contribution
will make the holidays and vacations a breeze and prevent high credit card charges. There is no minimum to open a Christmas/Vacation Club account. You can add money periodically as convenient or through an automatic deposit. Christmas Club account funds are paid out on November 1st of each year. Vacation Club accounts are not paid out automatically, but can be withdrawn according to your own schedule.
Members can set aside special funds for such things as college, weddings, taxes, or any other reason. Members can name these accounts themselves.
Share Certificates are a safe and comfortable way to earn higher yields on your savings. Terms of 6, 12, 18,24, 30, 36, 48 and 60 months are available. Minimum balance requirements at different levels provide our members several options for increased dividends.
Young Savers Share Certificates are available to members 17 years of age and younger. The balance requirement is reduced to $500 for our young savers.
UECU Share draft/checking accounts provide the following benefits:
- No monthly fee
- No minimum balance
- FREE box of checks each year for those enrolled in e-statements
- Overdraft / courtesy pay protection
- Visa Debit / ATM Card
- Over 50,000 surcharge free ATMs worldwide
- Easy account access with over 5,000 shared branching affiliates
- Online and mobile banking
- Online and mobile bill pay
- Mobile remote deposit
- Automatic account alerts
One of the benefits of our Money Market account is keeping money accessible but still earning dividends at a higher rate than you would on a savings account. You also don’t have to worry about early withdrawal penalties that you might incur on a share certificate.
If you have low earnings funds at another financial institution or with an investment broker, consider moving them over to a UECU Money Market account.
- Require a minimum deposit of $2,500
- 5 withdrawals per month without a fee
- First box of checks are FREE