Debit/ATM Cards

Debit/ATM Cards

Surcharge Free ATMs Aren’t Hard to Find with Your UECU Debit Card

  • All UECU’s ATM locations: 2773 N. Main St., Decatur, IL; Ameren IP Plaza*, Decatur, IL; Clinton Power Plant*; 1130 E. Pershing Rd., Decatur, IL 62526.
  • Land of Lincoln Credit Union, Decatur Earthmover Credit Union, and Staley Credit Union’s ATMs are surcharge free for our members
  • Allpoint Network-visit www.allpointnetwork.com for over 55,000 Surcharge-free ATMs
  • Download the Allpoint ATM Locator for iPhone or Android to find the nearest ATM
    *limited access
Lost or Stolen Card: Call our card Center at 1-800-500-1044; option 1 then option 2.
Daily Withdrawal Limits: $500            Available Point of Sale Limit: $2,500

Visa Gift Cards
UECU is pleased to offer an exciting option to make gift giving for any occasion more convenient than ever before. Gift Cards!!

Gift cards are the only gift that’s guaranteed to please. They’re welcome anywhere VISA debit cards are accepted. You choose the amount from $10 to $1,000. The recipient chooses where to go and what to buy. It’s that simple.

To purchase Gift Cards (a small, $2.00 service fee is charged per card) visit our nearest lobby and talk to one of our representatives.

Frequently Asked Questions about Gift Cards

Where can Gift Cards be used?
The advantage of Gift Cards is that, unlike merchant specific cards, they can be used to make purchases anywhere VISA debit cards are accepted. The cards can NOT be used at pay at the pump, car rentals, or hotels (including hotel stores, restaurants, gift shops, etc.)

Are Gift Cards the same as credit cards?
No. Gift Cards are prepaid VISA cards that carry a fixed cash amount determined by the Gift Card purchaser. Each time the card is used, the purchase amount is deducted from the available balance.

Can Gift Cards be reloaded?
Individual cards cannot be reloaded but you always have the option to purchase additional Gift Cards-for yourself or for someone special in your life.

Can a merchant give cash back on a Gift Card?
Merchant can deduct purchases from the Gift Card accounts, but they cannot offer cash back as part of the Gift Card service.

Do Gift Cards have expiration dates?
Yes, Gift Cards expire when the remaining balance reaches $0 or on the card expiration date on the front of the card.

Does the Gift Card recipient incur any fees with the Gift Card?
If the card is not used for a period of 12 months, there will be a $5 fee deducted monthly.

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